A program requiring an application gives approved brokers access to YieldStack's lender matching, deal packaging, and closing services while maintaining their own client relationship and fee structure.
We are not selling software on a subscription basis; we deliver an outcome. A co-broker holds onto the client, selects their own commission, and receives an AI-powered human deal team without needing to recruit one.”— Rommin Adl, Co-Founder and CTONEW YORK, NY, UNITED STATES, August 14, 2026 /EINPresswire.com/ — YieldStack, Inc., an AI-native commercial mortgage broker and an AI-driven marketplace for financing (not a lender), today began accepting applications for a co-brokerage initiative. Approved independent commercial mortgage brokers and capital advisors are able to process deals via YieldStack's lender matching, deal preparation, and closing, while maintaining the client relationship under their own name and setting their own fee.
The initiative is only accessible through an application process; there is no self-service sign-up. YieldStack examines each submission. Approved firms get a platform invitation that creates a co-broker account. Then the co-broker adds a fee of their own, expressed in basis points, on top of YieldStack's Broker fee, and co-signs the brokerage agreement as an Additional Broker. The combined fee is disclosed to the borrower inside the engagement itself rather than tacked on after the fact.
Accepted co-brokers function under their own authority. The program does not grant, extend, or replace any license or registration. Every participating firm continues to be responsible for its own licensing and compliance in each state where it conducts business.
"We are not selling software on a subscription basis; we deliver an outcome," stated Rommin Adl, co-founder and CTO of YieldStack. "A co-broker holds onto the client, selects their own commission, and receives an AI-powered human deal team behind the transaction without needing to recruit one. Nothing is due until the loan closes."
Up to now, independent brokers faced two choices: construct an entire back office from scratch, or pay upfront for software that points to lenders while leaving the difficult work of actually closing the deal on the broker's desk. YieldStack is presenting a third option.
"We aim to hunt with a precision tool, not a broad approach," said Daniel Chesney, co-founder and CEO of YieldStack. "For any specific transaction, only a small number of lenders are actually structured to fund it cost-effectively. We identify those few and only circulate the deal to them."
What an approved co-broker receives is intentionally limited. Instead of sending a deal to a large lender list, YieldStack assesses fit before distributing. Lender attention is the scarce commodity in this market, and being selective is the service. Matching goes through more than 5,000 loan programs, and the typical time to a first lender quote is under one hour. Directories publish what lenders claim to do; YieldStack records what they actually have done.
The financial terms remain unchanged under the program. There is no upfront cost. YieldStack's Broker fee ranges from 0.50% to 1.00% of the loan amount, paid by the Borrower at closing. The co-broker's own fee is disclosed right alongside and is also paid at closing. Every credit decision rests with the participating lender.
Bisnow's July 2026 national capital-markets coverage of AI-driven mortgage matchmakers in the middle market featured YieldStack.
How to apply: Independent commercial mortgage brokers and capital advisors may submit an application through the YieldStack co-brokerage program at https://yieldstack.ai/for-brokers. Each application is reviewed individually; accepted firms receive a platform invitation.
Frequently Asked Questions
What is a co-brokerage program in commercial real estate lending? A co-brokerage program enables an independent broker to submit a client's financing request via another brokerage's lender network and execution team while maintaining the client relationship. Under YieldStack's program, the co-broker chooses its own fee in basis points on top of YieldStack's Broker fee and co-signs the brokerage agreement as an Additional Broker.
How does a co-broker get paid on a YieldStack deal? The co-broker selects its own fee in basis points, which is added to YieldStack's Broker fee of 0.50%–1.00% of the loan amount. Both fees are disclosed to the borrower in the engagement agreement, and both are paid at closing. There is no upfront cost, and nothing is due if the loan does not close.
Is YieldStack a lender? No. YieldStack, Inc. is a commercial mortgage broker and financing marketplace, not a lender. It does not lend its own capital, take deposits, or make credit decisions. Every credit decision is made by the participating lender. YieldStack matches a submitted deal against more than 5,000 loan programs and manages the process through closing.
Who can apply to the co-brokerage program? Independent commercial mortgage brokers and capital advisors who arrange business-purpose commercial real estate debt. The program is application-only, and every submission is reviewed. Approved firms remain responsible for their own licensing and compliance in the states where they operate; the program does not grant or replace any license or registration.
About YieldStack
YieldStack, Inc. is an AI-native commercial mortgage Broker incorporated in Delaware, not a lender. One submission is pre-vetted for bankability and matched against more than 5,000 loan programs, and a human deal team negotiates terms until closing. YieldStack earns a Broker fee (0.50%–1.00% of loan amount) paid by the Borrower at closing, with no upfront cost. YieldStack does not originate loans or extend credit, does not take deposits, and does not make credit decisions; every credit decision is made by the participating lender. YieldStack does not guarantee loan approval, terms, or closing. All loans facilitated through YieldStack are for business purposes only, not for personal, family, or household use. Learn more at https://yieldstack.ai.
William Fannon
YieldStack, Inc.
+1 203-801-8242
hello@yieldstack.ai
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